Do What Works for You

As the holiday lights twinkle and the air fills with the sound of carols, we find ourselves nearing the end of another year. Christmas time is here—a season of joy, reflection, and hope. But for many of us, this year has been a journey through trials and challenges, leaving its mark on us in ways we couldn’t have anticipated. This year has been financially tough for many. Rising costs, unexpected expenses, and the need to stretch every dollar have been daily battles. Yet, in these challenges, we’ve learned resourcefulness. We’ve discovered the importance of planning, saving, and prioritizing what truly matters. If you’ve faced financial hardship, let this season be a reminder that resilience is built in the hard moments, and that it’s never too late to make positive changes. Start small—create a simple budget, set achievable goals, and find comfort in knowing that every step forward is progress. Emotionally, this year has been a rollercoaster. Uncertainty, loss, and moments of feeling overwhelmed may have felt all too familiar. But here’s what I’ve learned, and perhaps what you can take with you: emotions are part of the human experience. It’s okay to feel sad, frustrated, or lost. What matters is how we navigate those feelings. Reach out to a trusted friend, write down your thoughts, or even take a quiet walk to process what’s on your mind. And remember, asking for help is a sign of strength, not weakness. Spiritually, many of us have faced questions and doubts. When life feels heavy, it’s natural to seek meaning and direction. Some have turned to prayer, meditation, or simply moments of quiet reflection to reconnect with their beliefs. Others have found strength in their communities, leaning on faith to carry them through. Whatever your journey looks like, know that seeking answers and growth is a vital part of life. Give yourself grace to explore, question, and grow. As we look back on this year, it’s important to focus not just on the challenges but also on what we’ve learned and how we’ve grown. Hardship teaches us to appreciate the small joys—the smile of a loved one, a kind gesture from a friend, or the beauty of a crisp winter morning. It teaches us to persevere, to adapt, and to find strength we didn’t know we had. So how can we carry these lessons forward? Practice Gratitude: Take time to reflect on what you do have, rather than what you lack. Write down three things you’re grateful for every day, no matter how small they seem. Gratitude has a way of shifting our perspective and bringing light to even the darkest days. Set Small, Achievable Goals: Whether it’s financial, emotional, or spiritual, start with one small step. Want to save more money? Begin by setting aside just $5 a week. Looking to find emotional balance? Dedicate 10 minutes a day to quiet reflection or journaling. Small steps lead to big changes. Lean on Community: You don’t have to face challenges alone. Reach out to friends, family, or local groups for support. Being part of a community can provide encouragement, perspective, and sometimes solutions you hadn’t considered. Give Back: Sometimes the best way to heal and grow is by helping others. Volunteer at a local charity, donate to a cause you believe in, or simply lend a listening ear to someone in need. Acts of kindness not only make a difference in others’ lives but also bring fulfillment to your own. As we prepare for the new year, let’s carry forward the spirit of hope and renewal that Christmas represents. Let’s embrace gratitude for what we have, strive for what we dream, and remember that no matter how tough life gets, brighter days are ahead. May this holiday season bring you peace, joy, and a renewed sense of purpose. May you find strength in your struggles, wisdom in your challenges, and hope in the promise of new beginnings. From my heart to yours, Merry Christmas and a blessed New Year. Let’s step forward into the next chapter together, stronger and more resilient than ever. John Cook